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IRA Share Accounts Rates:
0.85 % APY (Effective July 1st 2012)
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Competitive Market Rates |
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Traditional, ROTH and Educational |
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Dividends paid Quarterly |
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Available for withdrawal at any
time (Tax penalties may apply) |
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NCUA Insured to $250,000 |

Term Share Accounts (Certificate of
Deposit)
Effective January 29th, 2013
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Competitive Market Rates |
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Available in 6, 12 or 24 month
periods |
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Minimum Deposit of $500.00 |
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Dividends paid Monthly |
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Dividends can be either paid by
check, transferred to another account or compounded. |
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NCUA Insured to $250,000 |
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Term Shares
(Minimum $500.00 up to $4,999.99) |
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Term |
Dividend Rate (APY) |
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6 Month Term |
0.30% |
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12 Month Term |
0.50% |
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24 Month Term |
0.60% |
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Term Shares
(Minimum $5,000.00) |
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Term |
Dividend Rate (APY) |
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6 Month Term |
0.55% |
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12 Month Term |
0.75% |
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24 Month Term |
0.85% |
Notes: Fees may reduce earnings.
A penalty may be applied
for early withdrawal
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